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finPRO

Streamline the account opening process with a single, hassle-free system.

FinPulse is the centralized account opening platform solely designed for banking and financial institutions to allows for omni-channel integration of multiple vendor systems used for account opening.It provides one-stop view of all account opening and compliance activities. It serves as a central repository for all account opening-related activities and data, making the onboarding process more efficient and convenient for both financial institutions customers.

Why FINPULSE?

Securely store and manage customer or client information, including personal details, identification documents, and contact information.
Support various account types, including Joint Accounts, Minor Accounts, Individual Accounts, and Corporate Accounts.
Facilitate the seamless collection, verification, and storage of required documents such as identification, signature, and thumbprints.
Perform automated customer screening against sanction and blacklist data sources, generating an instant risk score.
Utilize a dynamic admin portal to configure risk parameters and screening criteria as per your institution’s needs.
Automate and standardize the account opening workflow, simplifying the approval process for a smoother experience.
Seamlessly integrate our platform with other systems within your financial institution, including core banking systems, CRM, HRIS, and reporting tools.
Access comprehensive reports and audit logs to enable data-driven decision-making.
Offer customers the convenience of self-service through an online account opening module and video KYC verification.

Features

  • RETAIL ACCOUNT OPENING
  • CORPORATE ACCOUNT OPENING
  • OMNI CHANNEL INTEGRATION
  • COMPLIANCE SCREENING
  • RISK SCORING
  • WORKFLOW MANAGEMENT

Finpulse Modules

Account Opening
  • Retail Account Opening
  • Corporate Account Opening
  • Joint Account Opening
  • Minor Account Opening
  • Account Opening via External Channels such as Agent, Customer, Tab banking.
Compliance Module
  • Retail Account Opening
  • Customer Screening
  • Risk assessment and Scoring
  • Hold, release and reject as per score
  • Worfklow Management for High Risk
  • File Upload Configuration
  • Upload Internally maintained. screening data into database
  • Manually Input Screening Data
Workflow Management
  • Deduplication Process
  • High Risk A/c Approval Process
Video KYC
  • Self Video KYC
  • Branch Based Video KYC

Our Clients

Branchless Banking

A revolutionary approach to financial accessibility.

Say goodbye to the limitations of traditional banking branches and embrace a new era of financial empowerment. With our cutting-edge platform, customers gain instant access to essential financial services right at their fingertips.

Why Branchless Banking?

Cost Effective
Operating traditional bank branches can be expensive due to overhead costs. Branchless banking reduces these costs by leveraging existing electronic channels.
Accessibility
Branchless banking expands access to financial services, especially in underserved or remote areas where establishing physical bank branches may not be feasible.
Convenience
Customers can perform banking activities at a vendor conveniently located. This convenience eliminates the need to visit a physical branch and drastically reduces travel time.
Flexibility
Branchless banking platform offers a wide range of services beyond basic transactions. Allowing customers to manage their finances comprehensively without the need for multiple service providers.
Unlocking Growth Opportunities
Branchless banking opens doors to new markets and customer segments that were previously out of reach. Enables us to tap into diverse revenue streams and drive sustainable growth in the long term.

Dashboard

User-friendly navigation experience
Banking Simplified
Our user-friendly dashboard provides easy access to all banking features, neatly organized for effortless navigation. Whether accessed through the main dashboard or the convenient navigation drawer, banking has never been easier for users of all levels.
Convenient Transaction Summary Access
Effortlessly access a comprehensive transaction summary from any desired date range, displaying vital data
  • fund transfers
  • balance inquiries
  • card deposits and withdrawals
  • bill payments
  • top-ups
  • government-to-person (G2P) transactions

Banking Module

Banking anywhere, everywhere
Deposit
  • Deposit to Own Card (BLB Customers)
  • Deposit to Others Card (BLB Customers)
  • Deposit to Account (Any Account)
Transfer
  • Card Transfer (BLB Customers)
  • Account Transfer (Any Account)
And Many More Facilities Including:
  • Interbank Fund Transfer
  • Loan Request
  • Remittance Payout & Send
Withdraw
  • BLB customers can conveniently withdraw funds by swiping their own card, with the added security of fingerprint verification for each transaction
Inquiry
  • Balance Inquiry
  • Mini Statement

Enrollment Modules

Effortless customer enrollment
Enrollment Biometrics
  • 4 fingerprints
  • Customer Image through POS Device
  • Identification Doc Scan
  • Digital Signature
Enrollment Options
  • Quick Enroll
  • Full Enroll
  • Post Enroll
Offline Enrollment
  • Offline enrolled data- will auto upload once device connects to WIFI or GSM

G2P Modules

Government to People
Enroll for G2P Payout
  • Beneficiary search and enrollment with de-duplication check.
Payout Varying G2P Payments
  • Cash Transfer
  • Subsidies
  • Health Benefits
  • Employment Support
  • Disaster Relief
  • Education Grant etc..

FinDesk

Transforming Branchless Banking
  • FinDesk expands branchless banking capabilities to desktops, complementing existing BLB devices.
  • Banks operating BLB devices within premises can benefit from FinDesk by eliminating additional hardware costs.
  • FinDesk adapts to external cameras and fingerprint scanners, enabling deviceless BLB transactions.
  • Reduce bank expenditure on hardware with FinDesk’s innovative module.
Objective
  • Reduce the cost levied on BLB device Hardware purchase and maintenance.
  • Introduce deviceless system to ensure easy user accessibility.

Our Clients